stablished in 2009 Kenray has become one of the leading UK consultancies in the field of Risk Management . From world-wide businesses such as Worldpay and First Data to the smallest sole trader, we offer solutions to control cash flows and protect ion from Credit and Fraud Risk, and on the rare occasions when prevention is not possible, we help collect debts too.

We are experts in Card Processing and Visa and Mastercard  Scheme Rules, including Chargebacks and Compliance. All of our tailored solutions comply with standards set out in the Scheme Rules, and our fraud prevention solutions for Merchant Acquirers are affordable yet world-leading.

Our easily affordable  Credit Risk solutions range from single credit reports to portfolio control and can in larger organisations significantly reduce the costs of running in-house credit control teams.

Our no-win-no-fee Debt Collection service is popular amongst businesses of all sizes and includes compliance with national standards and County and High Court procedures.


Helping our clients to solve their issues.

Credit Risk

Bespoke Credit Risk Solutions including Constant Review of Portfolio.

Fraud Risk

Bespoke Fraud Control solutions, that includs design and implementation.


We will collect individual debts or control your whole portfolio.


We will assit in controlling your whole portfolio to prevent liabilities.

Business Management Consultancy

We offer services including business review, suggestions for improvement.

Mergers & Acquisition

We offer services to assist business with mergers & acquisitions.